Tessera
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Live marketplace · 39 notes open

The syndication rail for invoice finance.

Factoring shops originate receivables every day, then run out of capital to fund them. Tessera underwrites each invoice into a standardized, graded note and places it in front of accredited investors in minutes.

$2,394,420

Open to fund right now

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How it
works

$2,394,420Open to fund
15.2%Avg target yield
6Originators on the rail
46Invoices underwritten

Built to make invoice paper investable.

Read how it works

Explainable underwriting, every note

A six-signal model — debtor credit, cash-flow stability, concentration, payment speed, tenure, and term — scores each invoice into an A–E grade with the advance rate and yield it earns. Every decision is shown, not hidden in a black box.

Short-duration yield

Notes mature in 30–90 days. Investors fund the paper, the debtor pays at maturity, and principal plus yield returns — a real private-credit book with a fast cycle.
15.2%avg. target APR

Fraud-first

Standardized listings, verification, and double-pledge controls. Fraud is the way this asset class breaks — so it's the first thing we build for.

Fractional

Fund any note from $50

Turn idle receivables into funded yield.