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INV-1008
Regional Health Network
Originated by BlueRidge Working Capital · Healthcare services
B
87.8/100
Target yield
12.9%
Term
84d
Face value
$64,300
Advance
90%
Credit model
Expected loss = PD × LGD × EAD, sized to a stressed reserve. The advance and yield fall out of the loss math.
PD (annualized)
1.00%
0.25% over term
LGD
12%
loss given default
Dilution
1.1%
disputes / short-pays
Exposure (EAD)
$57,870
advanced to originator
Expected loss
$589
1.02% of exposure
Reserve
10%
held back as buffer
How the 12.9% yield is priced
Funding cost+ 5.50%
Expected loss (annualized)+ 4.13%
Servicing+ 1.50%
Risk premium+ 1.80%
Investor target yield12.90%
Risk signals
The inputs behind the score of 87.8. Higher bars are safer.
Originator tenure58
Originator cash-flow stability72
Payor scale64
Debtor credit quality94
Debtor payment speed78
Invoice verification90
Invoice concentration96
Deal terms
Debtor
Regional Health Network
Debtor credit
Grade B
Avg days to pay
45 days
Issued
2026-06-20
Due
2026-09-18
SMB fee
2.86%
Amount advanced
$57,870
Originator monthly rev
$250,000