← Back to marketplace
INV-1013
Walmart Inc.
Originated by Lone Star Factoring · Trucking / Freight
A
94.6/100
Target yield
9.8%
Term
61d
Face value
$68,900
Advance
90%
Credit model
Expected loss = PD × LGD × EAD, sized to a stressed reserve. The advance and yield fall out of the loss math.
PD (annualized)
0.13%
0.03% over term
LGD
4%
loss given default
Dilution
0.5%
disputes / short-pays
Exposure (EAD)
$62,010
advanced to originator
Expected loss
$280
0.45% of exposure
Reserve
10%
held back as buffer
How the 9.8% yield is priced
Funding cost+ 5.50%
Expected loss (annualized)+ 2.19%
Servicing+ 1.50%
Risk premium+ 0.60%
Investor target yield9.80%
Risk signals
The inputs behind the score of 94.6. Higher bars are safer.
Originator tenure92
Originator cash-flow stability86
Payor scale92
Debtor credit quality99
Debtor payment speed97
Invoice verification90
Invoice concentration100
Deal terms
Debtor
Walmart Inc.
Debtor credit
Grade A
Avg days to pay
32 days
Issued
2026-06-12
Due
2026-08-26
SMB fee
1.81%
Amount advanced
$62,010
Originator monthly rev
$480,000